Privacy Policy and Related
Effective Date – This Privacy Policy is effective and was last updated on March 6, 2024. Cover My Mental Health NFP respects and values your privacy.
Overview – Please read this Privacy Policy (the “Privacy Policy”) carefully to understand how Cover My Mental Health NFP, (collectively referred to herein as “Cover My Mental Health NFP”, “Company”, or “we”) uses and protects the information provided to Cover My Mental Health NFP by any individual person or entity who accesses or uses Company website (collectively referred to herein as “you” or “your”). This Privacy Policy applies to the Company website and any variations or successors to it, any Company computer software or applications downloadable or otherwise available from Company and any services provided by Company (the “Software”). Software includes, without limitation, computer software, applications, and related functionality as provided to Company by Google Analytics, Constant Contact, PayPal, and GoDaddy. The privacy policies of such service providers have been reviewed by Company and such policies have been and are relied upon by Company in the establishment of and ongoing compliance with this Privacy Policy.
This Privacy Policy applies to you and is part of the Terms of Use (“TOU”) of the Website. All the Personal Information that you provide through the Software is subject to and governed by this Privacy Policy. The Privacy Policy may be updated. Any personal information provided is only used for the purpose of delivering a more personal experience. We do not sell personal information to third parties. The access, usage, and registration of the Website is subject to the TOU and this
Privacy Policy and indicates your agreement and acknowledgement to be bound by them.
Information Collected Automatically – When you access or use our Website, we may collect the following information about you: information about your use of the Website, including the operating system version of your device, type of device, access times, IP address.
Use of Information – We may use information about you for various purposes,
including to:
- Provide, maintain, and improve the Website
- Send you newsletters, notices, updates, confirmations, and support
- Monitor and analyze trends, usage, and activities in connection with our Website
and improve and personalize the Website - Link or combine with information we get from others to help understand your needs
and provide you with better service - Receive contributions
- Receive unsolicited messages, e.g., via contact@covermymentalhealth.com.
Analytics Services Provided by Others and Related Use of Information – As described herein, we engage third parties to provide a range of services to us, including without limitation website hosting, contribution processing, user communications, and website analytics. These entities may use cookies and other technologies to collect information about your use of the Website, including your IP address, time spent on content, and Linked Services. This information may be used by us and others to, among other things, analyze and track data, determine the popularity of certain content and better understand your online activity.
Protection for Children – Our services are not directed to any persons under 18 years. Company does not knowingly collect personal information from minors. If you are a parent or guardian of such a child and became aware that your child has provided personal information to us, please contact us at contact@developer.wordpress-developer.us and we will take reasonable steps to remove any such information, unless we are legally obligated to retain such data. If we obtain actual knowledge of Company having collected personal information from someone not allowed to use our services, we will take reasonable steps to remove any such information, unless we are legally obligated to retain such data.
Sharing of Information – We may share aggregated, de-identified non-personal information or non-personal about you as follows or as otherwise described in this Privacy Policy:
- With subcontractors, consultants and other service providers who need access to such information to carry out work on our behalf
- In connection with, or during negotiations of transfer of Company assets to another company
- In response to a request for information if we believe disclosure is in accordance with any applicable law, regulation, or legal process, or as otherwise required by any applicable law, rule or regulation.
- To investigate suspected fraud, harassment, physical threats, or other violations of any law, rule or regulation, the Software rules or policies, or the rights of third parties or to investigate any suspected conduct we deem improper.
Retention of Personal Information – Company will only retain personal information about you for as long as it is necessary for the purposes described in this Privacy Policy.
Modifications and Updates – We may change this Privacy Policy from time to time. However, if at any time we plan to use personal information in a way that differs from this policy, we will post such changes here. Your continued use of the Website following the posting of any changes to this Privacy Policy constitutes your acceptance of any such changes. We encourage you to review the Privacy Policy periodically to stay informed about our practices and the ways you can help protect your privacy.
Contact Us – If you have any questions or concerns about this Privacy Policy or any related privacy issues, please email us at contact@covermymentalhealth.com.
Terms of Use
Cover My Mental Health NFP (the “Company”) maintains this website (the “Site”) for your personal use. Your access to and use of this Site is subject to the following Terms of Use. Company reserves the right to update the Terms of Use at any time without prior notice to you. If you do not agree to be bound by
these Terms and Conditions, please discontinue access and use of this Site.
Privacy Policy
Company respects your privacy and will only use or disclose your personal information as described in our Privacy Policy.
Accuracy and Completeness of Information
It is the Company’s intention to provide accurate and reliable information related to health insurance. Nevertheless, individuals’ health Insurance policies and the relevant governing laws vary widely. The information on this Site is for educational purposes only and is not legal advice. Company provides education and guidance with respect to dealing with denied health insurance claims and other obstacles to receiving mental health care. Cover My Mental Health does not provide legal services or legal advice with respect to those or any other matters. Each individual should review his/her/their insurance policy or plan document thoroughly. Questions and concerns about legal rights and obligations under such plans, policies or applicable law should be directed to a qualified attorney who can provide counsel on alternative steps to ensure all benefits to which an insured is entitled are timely provided. You should not construe Company’s publication of any content on this site as an endorsement by Company of the views expressed herein, or as any warranty or guarantee of any strategy, recommendation, or action suggested or described by the author of the content. Company makes no warranties or representations as to the accuracy, correctness, reliability or otherwise with respect to such information, and assumes no liability or responsibility for any omissions or errors in the content of this Site. Company does not provide or offer legal advice or medical advice and therefore, Company will not be liable for any harm that a person suffers as a result of his or her actions after visiting this Site. The content on the Site is provided “as is,” without any representation or warranty, express, implied, or statutory about the accuracy of this content for a particular purpose.
Modification of Site
Company will periodically revise the information, services and the resources contained on this Site and reserves the right to make such changes without any obligation to notify past, current or prospective visitors.
Your Use of the Site
You may download content for non-commercial, personal use only. If you do download any content from this Site you agree to maintain all copyright, trademark or other proprietary notices and that such notices will remain visible. No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading or copying.
Except for non-commercial, personal use of content, you agree that you will not otherwise copy, modify, alter, display, distribute, sell, broadcast or transmit any material on the Site in any manner without the written permission of Company.
Unlawful or Prohibited Use
As a condition of your use of this Site, you will not use this Site for any purpose that is unlawful or prohibited by these Terms of Use or any applicable laws.
Unsolicited Submissions
All comments, suggestions, ideas and other information or materials you submit to Company through this Site will be considered non-confidential and nonproprietary and shall immediately become and remain the exclusive property of Company. You disclaim any proprietary rights in such submissions, and you acknowledge Company’s unrestricted right to use them in any medium, now and in the future, without notice, compensation or other obligation to you or anyone else.
Email Communications
If you choose to communicate with us via email, you are advised that information you exchange with us using such methods may not be secure.
Limitation of Liability
In no event and under no legal or equitable theory, whether in tort, contract, strict liability or otherwise, shall Company be liable for any direct, indirect, special, incidental, consequential, exemplary, or punitive damages arising out of any use of the information contained on this Site.
Indemnification
You agree to defend, indemnify, and hold Company and its officers, directors, employees, agents, licensors, and suppliers harmless from and against any and all claims, damages, costs and expenses, including attorney’s fees, arising from and related to your use of this Site.
Copyright Notice
Unless otherwise noted, the graphic images, buttons and text contained on this Site are the exclusive property of, or are licensed to, Company and its subsidiaries. Except for personal use, these items may not be copied, distributed, displayed, reproduced, or transmitted, in any form or by any means,
electronic, mechanical, photocopying, recording, or otherwise without prior written permission of Company.
Trademarks
This Site may feature logos, brand identities and other trademarks and service marks that are the property of Company and its subsidiaries. The Site may also display logos, brand identifies and trademarks that are the property of third parties. Nothing contained on this Site should be construed as granting in any way any license or right to use any such logos, identities, trademarks, or service marks of Company or any third party that are displayed on this Site without written permission of Company or such third party. As a convenience to users, this Site may link to other sites owned and operated by third parties and not maintained by Company. Company has no control over these linked sites, all of which have separate privacy and data collection practices and legal policies independent of Company. Company is not responsible for the contents of any linked sites and does not make any representations regarding the content or accuracy of material on such sites. Viewing such third-party sites is entirely at your own risk. Company reserves the right to modify this Site and the rules and regulations governing its use, at any time. Modifications will be posted on this Site, and users are deemed to be apprised of and bound by any changes to this Site. Company may make changes in the products and/or services described in the Site at any time.
Consent to Communications
You understand and agree that as a result of your use of this site and interest in Company that Company may communicate with you by means of any of email, text messaging (message frequency varies per user and message and data rates may apply), telephone or written communication. You have the right to opt out of such communications by notification to Company.
Contact Information
For questions, concerns or comments regarding this Site please contact Company at contact@covermymentalhealth.com.
Legal disclaimer
Cover My Mental Health NFP provides education and guidance with respect to dealing with denied health insurance claims and other obstacles to receiving mental health care. Cover My Mental Health does not provide legal services or legal advice with respect to those or any other matters. Each individual should review his/her/their insurance policy or plan document thoroughly. Questions and concerns about legal rights and obligations under such plans, policies or applicable law should be directed to a qualified attorney who can provide counsel on alternative steps to ensure all benefits to which an insured is entitled are timely provided.
